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Loan Officer
NMLS# 1461031
Joann Ton is a licensed loan officer specializing in first-time homebuyer programs, FHA loans, and VA loans. She is fluent in English and Vietnamese, serving the diverse communities of the San Gabriel Valley.
Nationwide Mortgage Bankers names a new president for its Hispanic homeownership division. Here's what this could mean for CA buyers.
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Mortgage income verification is evolving. Learn what this shift means for California homebuyers, refinancers, and investors in today's lending landscape.
Workflow fragmentation in mortgage tech may be raising your loan costs. Learn how this hidden 'interoperability tax' could affect California homebuyers.
Mortgage rates have climbed sharply amid war-time economic pressures. Here's what California homebuyers and homeowners should know right now.
Better.com integrates ChatGPT into underwriting to streamline loan decisions and improve the mortgage application experience.
Northwest MLS files counterclaims against Compass, alleging deceptive pocket listing tactics violate consumer protection laws and harm market participants.
New York City is experiencing a housing renaissance as zoning reforms enable taller buildings and increased density across the city.
March employment gains outpace last year, keeping unemployment steady at 4.3% amid economic uncertainty.
Global economic shifts are impacting housing affordability. Understand how recent rate changes affect your home buying strategy.
March employment gains and steady unemployment suggest economic resilience, which could influence mortgage market conditions ahead.
March employment gains suggest economic resilience, potentially impacting mortgage rates and lending conditions for California homebuyers.
Thinking about an FHA loan in California? Learn the 2026 requirements for credit scores, down payments, and loan limits to help you plan your home purchase.
A complete step-by-step guide for first-time homebuyers in the San Gabriel Valley. Learn about loan programs, down payment assistance, and how to get pre-qualified.
Hướng dẫn từng bước cho người mua nhà lần đầu tại San Gabriel Valley. Tìm hiểu về các chương trình vay, hỗ trợ đặt cọc, và cách được phê duyệt trước.