About Joann
I'm Joann Ton, committed to serving clients across the entirety of California, with a particular emphasis on Southern California. As a licensed mortgage originator, I uphold a reputation rooted in professionalism, integrity, and adept transaction management. My dedication lies in helping clients secure mortgages that align with their unique financial goals. With a sincere focus on client well-being, I aim to instill peace of mind throughout the home financing process. My ultimate goal is to ensure the seamless realization of your real estate dreams, always prioritizing your best interests. Beyond serving as your trusted real estate and loan advisor, I seek to build enduring relationships based on trust.
Specialties
What Our Clients Say
“Bryan and Joanna are the best highly recommend!!!”
TJ Lacsamana
Conventional Mortgages
“A+ service. Bryan is professional. Very responsive and provided great recommendation.”
Norman L
Non-QM Loans
“Bryan was very knowledgeable with the refinancing process. He was very responsive and always kept me in the loop with what was going on with the refinance. I would definitely recommend Bryan to anyone looking to refinance their home.”
Jeffrey Lo
Mortgage Refinancing
“Bryan was extremely helpful throughout the entire refinance process. He communicated with me daily to keep me updated on the status of my loan. We were able to close within 30 days and I got the lowest rate available. I would highly recommend Bryan and NetCORE Lending™ to anyone looking to refinance or purchase a home.”
Henry Thai
Mortgage Refinancing
Loan Products Joann Specializes In
Ready to Work with Joann Ton?
Take the first step toward your new home. Apply online or give us a call today.
NetCORE Investment Group, Inc. dba NetCORE Lending. Equal Housing Lender.
Last updated: June 2026