Start with what you're trying to do

Work out what you can afford, what it costs to close, and whether buying beats renting.

• Affordability CalculatorWhat price fits your income and debts
• Rent vs. Buy CalculatorTen-year cost of each, side by side
• DTI CalculatorYour ratios against real lender caps
• Closing Cost EstimatorCalifornia closing costs, itemised
• Loan MatcherWhich programs you fit
• Home Value EstimateWhat a property is worth today
• First-Time Buyer GuidePrograms and grants for a first purchase

Qualify on the property's rent instead of your tax returns.

• DSCR CalculatorDoes the rent cover the payment
• Investor GuideHow investor financing differs
• DSCR LoansNo tax returns, no DTI
• Bridge LoansBuy before you sell
• Hard Money LoansAsset-based, fast to close
• All-Cash Offer LoansCompete with cash buyers

Tools for agents placing clients and keeping deals moving.

• Cost of Waiting CalculatorBuy now or wait for lower rates
• Partner ProgramHow we work with agents
• Open House ToolkitFlyers and financing sheets
• Refer a ClientSend a buyer over in a minute
• Loan Scenario ComparisonShare side-by-side quotes

Financing that reads bank statements and assets, not just a 1040.

• Self-Employed GuideQualifying with write-offs
• Bank Statement Loans12 or 24 months of deposits
• Non-QM LoansOutside agency guidelines
• Small Business OwnersBusiness and personal together
• Refer a ClientRefer a client you advise