Required Documents
Gather these documents before your application to ensure a smooth and fast loan process.
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What You'll Need
Documents are organized by loan scenario. Start with the general requirements, then check the section that matches your situation.
General Requirements
Documents needed for all loan applications
- W-2s (2 years)
- 30 days of pay stubs
- 2 months bank statements (all pages)
- 401K / IRA statements
- Stocks / CDs documentation
- Letter of explanation for credit inquiries
- 12 months of rent checks (or cancelled checks)
Refinance
Additional documents for refinance applications
- Copy of deed
- Recent property tax bill
Purchase
Additional documents for purchase applications
- Signed purchase contract
- Realtor contact information
- Condo / HOA association info (if applicable)
VA Loan
Additional documents for VA loan applications
- DD Form 214 (Long Form)
Divorced Applicants
Additional documents if divorced
- Divorce decree
Self-Employed
Additional documents for self-employed borrowers
- 2 years personal tax returns
- 2 years corporate / business tax returns
- Year-to-date Profit & Loss statement
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