Los Angeles County, California

Mortgage Broker in City of Industry, CA

City of Industry is a major commercial hub in the San Gabriel Valley with growing residential development nearby. NetCORE Lending™ provides SBA loans, commercial mortgages, and residential financing for the Industry area business community and homebuyers.

San Gabriel Valley

City of Industry Housing Market & Mortgage Overview

Median Home Price

$650K

Price / Sq Ft

$405

YoY Change

+2.5%

Avg Days on Market

32 days

Property Tax Rate

1.18%

Conforming Limit

$1,209,750

City of Industry is primarily known as a massive commercial and industrial hub — with over 3,000 businesses and fewer than 300 residents, it's one of California's most unique municipalities. This creates an outsized demand for SBA loans: small business owners along Valley Boulevard, Azusa Avenue, and Puente Hills need financing for commercial property purchases, equipment, and working capital. Our SBA 7(a) loans (up to $5M) and SBA 504 loans (long-term fixed-rate for real estate and equipment) serve Industry's diverse business community, which includes warehousing, manufacturing, food processing, and wholesale trade. While residential sales within city limits are rare, the surrounding communities (Hacienda Heights, La Puente, Rowland Heights) generate strong residential demand — buyers working in Industry often purchase homes in adjacent neighborhoods where our conventional and FHA programs apply.

Popular City of Industry Neighborhoods We Serve

Industry HillsPuente Hills Mall areaWorkman Mill RoadAzusa Avenue corridorValley Boulevard corridorHacienda BoulevardPuente HillsLemon Creek
Neighborhood Guide

Where to Buy in City of Industry

City of Industry's residential footprint is minimal — Industry Hills contains most of what limited housing exists, with executive homes near the golf resort from $900K-$1.3M, typically financed with jumbo or high-balance conventional loans for the rare residential sale. Far more of our Industry-connected business comes from commercial financing: businesses along Valley Boulevard and Azusa Avenue use SBA 7(a) loans for property acquisition and working capital, while owners near Workman Mill Road and the Puente Hills industrial corridor use SBA 504 loans for warehouse and manufacturing facility purchases. Business owners who commute to Industry frequently buy homes in adjacent Hacienda Heights, Rowland Heights, or La Puente, where our conventional and FHA programs apply to their actual residence while their business financing runs through Industry.

Buyer Insights

Who Is Buying in City of Industry?

Our City of Industry clients are almost entirely commercial — warehouse operators, manufacturers, food processors, and wholesale distributors seeking SBA 7(a) or 504 financing to buy or expand facilities along Valley Boulevard, Azusa Avenue, and the Puente Hills corridor. A smaller group are executives purchasing the rare residential listing in Industry Hills, typically using jumbo loans. Because most people who work in Industry live elsewhere, we frequently pair a client's SBA business loan with a residential mortgage in a neighboring SGV city, coordinating both transactions through the same NetCORE Lending™ relationship.

Our Services

Loan Products Available in City of Industry

Explore the full range of residential and commercial mortgage options we offer to City of Industry homebuyers and homeowners.

Conventional Mortgages

A traditional mortgage not insured by the federal government. Ideal for borrowers with strong credit and stable income who want competitive rates and flexible terms.

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FHA Home Loans

Government-backed loans insured by the Federal Housing Administration. Designed for first-time homebuyers and those with lower credit scores or smaller down payments.

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VA Loans

Exclusive mortgage benefit for veterans, active-duty service members, and eligible surviving spouses. Backed by the U.S. Department of Veterans Affairs with no down payment required.

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Jumbo Mortgages

Financing for high-value properties that exceed conforming loan limits. Ideal for luxury homes and high-cost real estate markets in Southern California.

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Mortgage Refinancing

Replace your existing mortgage with a new loan to lower your rate, reduce monthly payments, shorten your term, or access your home equity through cash-out refinancing.

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Home Equity Line of Credit (HELOC)

Access up to $750,000 of your home equity with a flexible revolving line of credit. NetCORE offers HELOCs at up to 90% LTV, significantly higher than the typical 65% offered by banks.

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CalHFA Down Payment Assistance

California Housing Finance Agency programs that provide down payment and closing cost assistance to first-time homebuyers. Includes the MyHome Assistance Program and Zero Interest Program (ZIP).

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Non-QM Loans

Flexible mortgage solutions for borrowers who do not meet traditional lending criteria. Includes bank statement loans, P&L loans, and ITIN loans for self-employed and non-traditional income earners.

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Why NetCORE

Why Choose NetCORE Lending™ in City of Industry

Local Market Expertise

Our team understands the City of Industry real estate market, current property values, and neighborhood trends so we can recommend the best loan product for your situation.

Bilingual Service

We offer mortgage consultations in English and Vietnamese, ensuring clear communication throughout the loan process for our diverse San Gabriel Valley community.

Personalized Approach

Every borrower is different. We take the time to understand your goals and financial situation, then match you with the right loan program — whether you are buying your first home in City of Industry or refinancing an existing mortgage.

Fast, Transparent Process

From pre-qualification to closing, we keep you informed at every step. Our streamlined process and responsive team mean fewer surprises and a smoother path to homeownership.

Location

Find Us Near City of Industry

Bryan was very knowledgeable with the refinancing process. He was very responsive and always kept me in the loop with what was going on with the refinance. I would definitely recommend Bryan to anyone looking to refinance their home.

Jeffrey Lo

Mortgage Refinancing Client

FAQs

Mortgage Questions for City of Industry

Common questions about getting a home loan in City of Industry, CA.

Mortgage rates in City of Industry, CA change daily based on market conditions. NetCORE Lending™ offers competitive rates on conventional, FHA, VA, and jumbo loans. Contact us at (714) 399-6361 for a personalized rate quote based on your credit profile and loan scenario.
The conforming loan limit in Los Angeles County is $1,209,750 for a single-family home (2025 FHFA limits). Los Angeles County is a designated high-cost area with limits above the national baseline of $806,500. Loans above this amount require a jumbo mortgage, which NetCORE Lending™ also offers.
NetCORE Lending™ is headquartered at 504 W Baseline Rd. Suite B, Glendora, CA 91740, conveniently located near City of Industry. We serve City of Industry and the surrounding Los Angeles County communities with in-person and virtual consultations.
To apply for a mortgage in City of Industry, you will typically need: recent pay stubs, W-2s or tax returns (2 years), bank statements (2 months), government-issued ID, and a signed purchase agreement if buying. Self-employed borrowers may need additional documentation. Our team will guide you through the process.

Get Pre-Approved in City of Industry

Ready to buy a home or refinance in City of Industry, CA? Start your application today or call us for a free consultation.

This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Rates, terms, and availability of programs are subject to change without notice.

Reviewed by Joann Ton, Loan Officer (NMLS# 1461031) | Last updated: June 2026