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NetCORE Lending™ serves Ontario, CA homebuyers with competitive mortgage rates. From conventional and FHA loans to SBA loans for Ontario's growing business community, we shop 100+ lenders for your best rate.
Median Home Price
$580K
Conforming Loan Limit
$806,500
Lenders We Shop
100+
Ontario is the Inland Empire's fastest-growing major city, anchored by Ontario International Airport and the massive Ontario Mills Mall/logistics corridor. With a median home price around $580K — well below the San Bernardino County conforming limit of $806,500 — Ontario is one of Southern California's best markets for first-time buyers. The master-planned Ontario Ranch community in south Ontario features newer construction homes that attract families relocating from higher-cost LA and Orange County markets. Conventional loans with 3-5% down are the most popular product, though FHA and CalHFA programs serve buyers who need lower down payment options. Ontario's booming logistics and warehousing sector has created a surge in SBA loan demand — small business owners leasing or purchasing commercial space along Haven Avenue and Fourth Street use our SBA 7(a) and 504 programs for acquisitions and working capital.
Explore the full range of residential and commercial mortgage options we offer to Ontario homebuyers and homeowners.
Our team understands the Ontario real estate market, current property values, and neighborhood trends so we can recommend the best loan product for your situation.
We offer mortgage consultations in English and Vietnamese, ensuring clear communication throughout the loan process for our diverse California community.
Every borrower is different. We take the time to understand your goals and financial situation, then match you with the right loan program — whether you are buying your first home in Ontario or refinancing an existing mortgage.
From pre-qualification to closing, we keep you informed at every step. Our streamlined process and responsive team mean fewer surprises and a smoother path to homeownership.
“Bryan and Joanna are the best highly recommend!!!”
TJ Lacsamana
Conventional Mortgages Client
Common questions about getting a home loan in Ontario, CA.
Ready to buy a home or refinance in Ontario, CA? Start your application today or call us for a free consultation.
This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Rates, terms, and availability of programs are subject to change without notice.
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Reviewed by Joann Ton, Loan Officer (NMLS# 1461031) | Last updated: June 2026