Find Your Mortgage Scenario
Every borrower's situation is different. Explore common mortgage scenarios to discover which loan programs may work best for you.
What Situation Best Describes You?
Select a scenario below to see tailored loan solutions, expert tips, and answers to common questions.
Buying a Home in California with Student Loan Debt
Learn how to qualify for a mortgage in California even with student loan debt. Explore FHA, Non-QM, and income-based repayment strategies.
Buying Your First Home Under $500K in California
Discover how to buy a home under $500,000 in California with low down payment programs, CalHFA assistance, and first-time buyer benefits.
Getting a Mortgage as a Self-Employed Borrower in California
Explore mortgage options for self-employed borrowers in California, including bank statement loans, Non-QM programs, and tips to strengthen your application.
Buying an Investment Property in California
Learn how to finance rental and investment properties in California with DSCR loans, conventional mortgages, and hard money options.
Buying a Home in California with Bad Credit (Under 620)
Explore mortgage options for California buyers with credit scores under 620, including FHA loans, Non-QM programs, and credit improvement strategies.
VA Home Loan Guide for California Veterans
Complete guide to VA home loans in California. Learn about zero-down benefits, no PMI, eligibility requirements, and how to combine VA with CalHFA assistance.
Selling Your Home and Buying Another at the Same Time in California
Learn how to buy your next California home before selling your current one. Explore bridge loans, all-cash offer programs, and HELOC strategies to avoid renting in between.
Physician Home Loans: Buying Your First Home as a Medical Professional
Explore doctor loan programs in California offering 100% financing with no PMI for physicians, dentists, and other medical professionals. Learn how student debt is handled differently.
Buying a Home as an Immigrant or Foreign National in California
Explore mortgage options for immigrants, permanent residents, visa holders, and foreign nationals buying property in California. ITIN loans, foreign national programs, and bilingual support available.
Transitioning from Military to Civilian: Buying a Home in California
A complete guide for transitioning service members buying a home in California. Learn about VA loan benefits, civilian income qualification, and CalHFA assistance for veterans.
Don't See Your Situation?
With access to over 100 lenders and dozens of loan programs, we can find a solution for almost any scenario. Talk to a loan officer today.
This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Rates, terms, and availability of programs are subject to change without notice.