Compare Loan Products

See how our most popular loan programs stack up side by side. Compare rates, requirements, and features to find the best fit for your situation.

Loan Type	Min Down Payment	Min Credit Score	Max DTI	Mortgage Insurance	Best For
Conventional	3%	620+	45%	PMI if <20% down (removable)	Borrowers with strong credit and 5-20%+ down
FHA	3.5%	580+	43%	Upfront + monthly MIP (for life of loan)	First-time buyers, lower credit scores
VA	0%	620+	41%	No PMI; VA funding fee	Veterans and active military
Jumbo	20%	700+	43%	None required	Luxury / high-value properties
Non-QM	10%	620+	45%	Varies by program	Self-employed, non-traditional income

Min Down Payment3%

Min Credit Score620+

Max DTI45%

Mortgage InsurancePMI if <20% down (removable)

Best ForBorrowers with strong credit and 5-20%+ down

Min Down Payment3.5%

Min Credit Score580+

Max DTI43%

Mortgage InsuranceUpfront + monthly MIP (for life of loan)

Best ForFirst-time buyers, lower credit scores

Min Down Payment0%

Min Credit Score620+

Max DTI41%

Mortgage InsuranceNo PMI; VA funding fee

Best ForVeterans and active military

Min Down Payment20%

Min Credit Score700+

Max DTI43%

Mortgage InsuranceNone required

Best ForLuxury / high-value properties

Min Down Payment10%

Min Credit Score620+

Max DTI45%

Mortgage InsuranceVaries by program

Best ForSelf-employed, non-traditional income

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This information is not intended to be an indication of loan qualification, loan approval or commitment to lend.

NMLS# 1484338Equal Housing Lender