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NetCORE Lending™ helps Fontana homebuyers find the best mortgage. FHA loans for first-time buyers, VA loans for veterans, and DSCR loans for investors — all with competitive rates from 100+ lenders.
Median Home Price
$560K
Conforming Loan Limit
$806,500
Lenders We Shop
100+
Fontana is one of the Inland Empire's fastest-growing cities, with a population that has nearly doubled since 2000 — driven by affordable housing, new master-planned communities, and proximity to the I-10 and I-15 freeways. The median home price around $560K makes Fontana one of Southern California's most accessible markets for first-time homebuyers, with most purchases comfortably within the conforming loan limit. FHA loans with 3.5% down are the most popular product, and CalHFA down payment assistance programs help Fontana buyers reduce upfront costs. The city's large logistics and transportation sector (Auto Club Speedway, Amazon and FedEx distribution centers) employs a significant VA-eligible workforce — veterans and active military benefit from our VA loans with zero down payment. Newer communities in North Fontana near Sierra Lakes offer homes in the $600K-$800K range that attract move-up buyers using conventional financing.
Explore the full range of residential and commercial mortgage options we offer to Fontana homebuyers and homeowners.
Our team understands the Fontana real estate market, current property values, and neighborhood trends so we can recommend the best loan product for your situation.
We offer mortgage consultations in English and Vietnamese, ensuring clear communication throughout the loan process for our diverse California community.
Every borrower is different. We take the time to understand your goals and financial situation, then match you with the right loan program — whether you are buying your first home in Fontana or refinancing an existing mortgage.
From pre-qualification to closing, we keep you informed at every step. Our streamlined process and responsive team mean fewer surprises and a smoother path to homeownership.
“Bryan and Joanna are the best highly recommend!!!”
TJ Lacsamana
Conventional Mortgages Client
Common questions about getting a home loan in Fontana, CA.
Ready to buy a home or refinance in Fontana, CA? Start your application today or call us for a free consultation.
This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Rates, terms, and availability of programs are subject to change without notice.
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Reviewed by Joann Ton, Loan Officer (NMLS# 1461031) | Last updated: June 2026