Licensed Statewide

California Mortgage Broker — Licensed Statewide

NetCORE Lending™ (NMLS# 1484338) is licensed to originate home loans anywhere in California. Wherever you're buying — from San Diego to Sacramento — we shop 100+ wholesale lenders for your best rate.

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Statewide Service

One Broker, Every California County

Our office is in Glendora and most of our loans close across Southern California, but our California license has no city limits: the same 100+ lender wholesale network, the same programs, and the same team work statewide. The entire process is electronic — application, disclosures, document upload, and closing coordination — so a buyer in San Diego or the Bay Area works with us exactly the way a buyer in Glendora does. Loan limits vary by county in California: the 2026 conforming baseline is $832,750, rising to $1,249,125 in high-cost counties like Los Angeles, Orange, and the Bay Area, with FHA limits from $541,287 up to $1,249,125. Wherever the property is, we quote against your county's actual limits and the programs that fit your situation — including Vietnamese-language service for clients anywhere in the state.

Local Guides

City Mortgage Guides

Each city guide covers local pricing, neighborhoods, loan limits, and the programs that fit that market.

Diamond BarPomonaWalnutRowland HeightsWest CovinaChino HillsCovinaLa VerneGlendoraHQSan DimasCity of IndustryHacienda HeightsLos AngelesPasadenaArcadiaAlhambraMonterey ParkTemple CitySan GabrielEl MonteAzusaOntarioRancho CucamongaUplandFontanaRiversideCoronaAnaheimIrvineFullertonSanta Ana
FAQ

California Mortgage Questions

Yes. We are licensed for the entire state of California (NMLS# 1484338, licensed under the California Residential Mortgage Lending Act). The process is fully electronic, so location doesn't change the service or the rates.
Yes. For 2026, the conforming baseline is $832,750, and high-cost counties like Los Angeles, Orange, San Francisco, and Santa Clara reach $1,249,125. FHA limits range from $541,287 to $1,249,125 by county. We confirm your county's exact limits when we quote your scenario.
Our deepest street-level expertise is the San Gabriel Valley, the wider LA Metro area, the Inland Empire, and Orange County — each has its own hub page and city guides. Statewide, the wholesale rate shopping and loan programs are identical.

More service areas

San Gabriel Valley→Los Angeles Metro→Inland Empire→Orange County→All cities →

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One conversation, 100+ lenders compared. No credit impact to get started.

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This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Rates, terms, and availability of programs are subject to change without notice.